Why Invest in the Stock Market. Isn't it too volitile?I invest in Sharebuilder on a weekly to monthly basis. I have my own account and an account for two of my young nieces. I have done well in the past and find that investing in good sound quality companies with a low P/E ratio and and a return on equity (ROE) > 15% works best for me. I also look for wide moat stocks, that is stocks with lots of room to grow. I am often telling my husband when the nightly news talks about a huge drop in the market it is a great opportunity to buy.

As many of the baby boomers are facing retirement age they are becoming scarred with the stock market . The problem in that People that moved their money out of the stock market since 2008 into bonds and /or banks of interest have lost at least 2!/2 % income they could have made had they started in the market in safe dividend stocks.

Some of my best investments have been companies like Apple, Target, McDonald's, Johnson and Johnson, Coke or KO, Pfizer, Proctor and Gambler, PG, Ge or General Electric, Ford or F. You may see a pattern here except for Apple. I love high yield investment companies. It is important to watch for companies that have been growing consistently over time and have also been growing there dividends regularly over time. Always reinvest your dividends and you will be surprised to see how quickly your money will grow by following this plan. It is a lot like DRIP investing or Dividend reinvestment programs. These can be louboutin shoes replica purchased through the individual company or through a low cost stock purchasing plan like sharebuilder.

The economy has been down for so long I know many people are very discouraged, but I have to believe there is an end in sight. It may take getting the right people in the government first. In the meantime there are some good opportunities out there. Most economists see this as the only place to put your money and reap any growth. Otherwise it is like hiding you money under your mattress. Banks are not paying significant interest to warrant not investing in quality dividend paying companies. If the market falls you hold onto the stock and reap the benefits of the dividends. This is why you need to look to companies that have consistently held and/or increased their dividends over the past few years and there quite a few good ones out there.

Top Dividend Stocks for 2013HLSS Home Loan Service Association is doing great . It collects monthly house payments for a fee and is doing very well.

HCN or Health Care REIT christian louboutin replica is the first real estate investment trust to invest only in health care Properties.

CB Chub Insurance Company is doing so well that louboutin replica they collect more in income they than their fees and expenses.

ADP Automatic Data Processing is the largest human resources company.

Finally FEZ a European etf is cashing in on the end of the European finical crisis and currently yields 3.29 % with a low expense ratio.

Companies increasing Their DividendsHere are 8 good companies increasing there dividends right now. Sysco corporation now has a dividend of 4% . It has raised it's dividend for10 consecutive years. It deals with the food industry.

Another good dividend stock is national bankshares. National Bankshares or NKSH. It has raised it's dividend times this year to 4%.

The Laciedes Group LG has raised its dividend 9 consecutive times to 4%. It deals with the transportation retail distribution and sale of natural gas products.

The Williams CO (WMB) which deals with the gathering and distribution of natural gas within primarily th US. It has raised it's replica louboutin shoes dividend twice this year to 3.3%.

MDU Resources company replica christian louboutin shoes (MDU) company also transmits natural gas . It raised it's dividend for 21 consecutive year to 3.3%.

Nike (NKE) has also raised it dividend for the 21st consecutive year to 1.6%

Union Pacific Railroad (UNP) has raised it's dividend for the 6th consecutive time this year to 4% It deals with rail transportation in North America. This has been a favorite or Warren Buffett.

New Jersey Resources (NJR) has it's dividend at 3.2% and finally Hanover Insurance Company has raised it's divdend to 2.7%

High Rated High Dividend StocksIntel is being bought up by money tycoon Warren Buffet . It has a ROE of 27.57% and is recommended as a buy according to The Street and a buy at 3 for Standard and Poor.

According to a screen I pulled up for myself, Windstream christian louboutin shoes replica (WS) looks promising at five stars and an ROE of 46.85%. It is also paying a dividend of 8.5%

Following is another example of results of a screen showing several good dividend stocks. These are among the highest rated 5 star stocks of morningstar company.